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Summary

If you need to update your commercial property policy—such as renting out part of the building or changing how the property is used—we may need to review the new activity to ensure your cover stays accurate.

 

What You Need to Tell Us

  • Who is occupying the property

  • What type of business they operate

  • Any changes to the building

  • Whether new equipment or activities increase fire or water damage exposure

 

What Happens Next

  • Your current cover stays in place during the review.

  • An underwriter will evaluate the change.

  • We’ll confirm if your premium or cover needs updating.

  • We’ll give you clear next steps before making any changes.